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If one town could merge both southern charm with northern ideology, Palm Harbor would be that town. Locals like to call it “Sutherland Hospitality,” after the town's original name derived from a shortening of Southern Land and Development Company, which platted the town in 1888. The perfect golf community comes in many forms. Not only does Palm Harbor have some of the finest golf courses, out of hundreds of properties across the nation, but this elegant, oceanside, golf resort-style living repeats itself throughout its more than 100 neighborhoods. Palm Harbor is also known for having some of the best schools and beaches in the southern part of the country. Real estate in Palm Harbor typically features luxury oceanfront, Mediterranean-inspired homes. Homes in Palm Harbor feature wine cellars, guest houses and heated swimming pools.

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* The following information is provided by The Home Loan Store, which offers this product on behalf of an investor who funds and closes such loans: The monthly payment is based on the following sample transaction. A loan amount based on the offered purchase price (as noted above) with a 30-year term (360 monthly payments), a down payment of 20%, and an initial interest rate of 6.250%. The payment for the first ten (10) years after consummation is for Interest Only, the payments for the remaining twenty (20) years include Principal and Interest. The monthly payment is the initial minimum monthly payment required based on the initial interest rate. Rates and terms are subject to change and the advertised rate may not be available at commitment or closing. Applicants must satisfy the loan program criteria, and not all applicants will qualify. Expert Realty does not make or broker mortgage loans. All inquiries regarding mortgage financing should be made to The Home Loan Store.